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Archive for October, 2016

Find The Right 401K For You from 401k Providers

Pre-Tax Deferral Vs. Roth: Which Is The Better Option For Individuals? Working with professional 401K providers often means deciding between a plan that offers pre-tax deferral or a Roth account. While both a traditional 401K and a Roth provide retirement savings options, they each have some significant distinctions that warrant consideration before moving forward in the process. A standard 401K allows employees to contribute pre-tax income to the account. Upon retirement, you pay taxes each time you withdraw funds from the plan. Conversely, a Roth account allows contributions to be made after taxes have already been paid. Paying the taxes upfront means that you will enjoy tax-free withdraw

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